This is my first blog entry.  Some of you will have to be patient with me.  I’ll pick up on the technology pretty quick.  My intention with this blog is to open up discussions about saving and investing.  I am a licensed, practicing, financial advisor.  By holding a license, I am forbidden to give advice to someone without knowing them. I also must by, SEC and NASD rules, hold a license in the state in which you reside.   For this reason,  I will stay anonymous.  If through the blog and discussions you would like to contact me directly, I will facilitate that.